Bath Medicaid attorneys provide assistance with a wide variety of legal issues related to protecting access to Medicaid. We can help you to make certain that you are able to qualify for Medicaid when and if you need nursing home care or long-term care as a senior that is not covered by other types of insurance such as Medicare. We can also provide you with assistance in making certain that your children can retain their Medicaid benefits if they need them. This can be particularly important to parents of disabled children who may rely on Medicaid benefits.
The Law Office of Michael Robinson, P.C. can assist you in determining if you need a Medicaid plan either for yourself or to provide for and protect your disabled child. We can also provide help and support when you go through the Medicaid planning process and can assist you with other issues related to providing for a disabled child. To find out more about how our firm can help you to ensure your child’s financial needs are met even after you are gone, give us a call today.
How Bath Medicaid Planning Attorneys Help Parents of Disabled Children
If your child is disabled, one of the first things you will need to consider is whether you will be able to provide a sufficient amount of money to ensure that your child has enough assets to live on during the rest of his or her life after you pass away. The Law Office of Michael Robinson, P.C. can assist you in evaluating your needs regarding life insurance coverage so you can make sure funds are available.
Whether you have life insurance or other assets that you plan to provide for your disabled child, you need to make certain that the money or property you provide does not cause a loss of access to means-tested Benefits that your child may depend on. In particular, your child may need Medicaid to provide coverage for care because your child’s disability may prevent him or her from working in a job through which insurance is available or from making enough money to purchase private insurance.
Medicaid, and other means tested benefits such as Supplemental Security Income, have resource and asset limits. If you directly provide a financial gift to your disabled child, either after you are gone through an inheritance or during your lifetime as an inter vivos gift, you could cause your child to loss access to these important benefits. This could mean an inheritance has to be spent on medical care that Medicaid would normally have paid for.
Bath Medicaid planning attorneys can help you to ensure your child is able to be provided for through an inheritance without losing access to important benefits. The Law Office of Michael Robinson, P.C. can assist you with the creation of a special needs trust that allows for money and property to be used to provide for your disabled child’s special needs — but the assets within the trust will not count as benefits that cause disqualification from Medicaid coverage.
A special needs trust can also allow you to select a trusted person to act as trustee and manage the instructions in your trust document for how the money and property should be used to provide for your disabled child.
Getting Help from Bath Medicaid Planning Attorneys
Bath Medicaid planning attorneys at The Law Office of Michael Robinson, P.C. will work with you to determine if a special needs trust is the best way to ensure that your children are provided for when you are gone without jeopardizing access to Medicaid benefits that they may need if they are disabled. We can also assist with all other Medicaid planning issues, including asset protection as you get older and the chances that you will need nursing home care increase.
To find out more about how our firm can help you with Medicaid planning issues, join us for a free seminar today. You can also give us a call at (585) 546-1734 or contact us online to speak with an experienced attorney at our firm about making your personalized Medicaid plan. Call today to get your plans in place so you won’t have to worry about important benefits being denied to you or your child when you need them.