What do I need to apply for Medicaid? This is a very important question, as you want to be prepared to submit your Medicaid application and you want to ensure your application is comprehensive so you can maximize your chances of approval. Medicaid can be one of the only options for getting medical services if you have low income, and Medicaid can be your only option for getting nursing home care covered if you need routine care, rather than specialized medical help. You don't want to have … [Read more...]
What Counts as Resources When Considering Requirements for Medicaid?
There are many requirements for Medicaid eligibility that you must understand, both when you are applying for Medicaid coverage and when you are making a nursing home plan or asset protection plan. One of the important requirements that you must consider when assessing eligibility for Medicaid is the requirement that you have few resources in order to get benefits.While resource limits were lifted as of 2010 for certain people applying for Medicaid, such as lower income pregnant women, these … [Read more...]
Income Levels and Medicaid Qualifications
Everyone should understand Medicaid qualifications so they can determine whether or not they will be eligible for Medicaid when they need care. Medicaid could be the only way, other than privately paying, to get nursing home care paid for since Medicare and other insurers only cover nursing homes under very limited circumstances. Seniors who struggle with Medicare costs or who need services not covered by Medicare could also be dependent upon Medicaid for essential services... if they can … [Read more...]
How Do I Find Out if I Can Get Medicaid?
How can I qualify for Medicaid? Far too many people do not realize that this question matters to their financial security. It is a common misconception that only poor people will ever have to worry about Medicaid. This just is not true. Medicaid is the only insurer which pays for the most common types of nursing home care that people end up needing if they get older or if they become disabled. Medicaid also covers lots of things not provided by other insurers, including by Medicare, and provides … [Read more...]
Can Someone on Disability Get Medicaid?
Medicaid disability coverage may be available if you have a qualifying disabling condition and if you meet certain other requirements such as having limited financial resources. Determining if you are able to get Medicaid can be complicated, so it is best to speak with an experienced attorney about what your rights and options are. The Law Office of Michael Robinson, P.C. can provide you with the help you need to make a plan to qualify for Medicaid and to understand Medicaid eligibility … [Read more...]
Why You Need a Medicaid Planning Attorney
If you have assets, you need a Medicaid planning attorney. Many people work very hard to buy a house, to save money for retirement, and to put some extra cash in the bank. Unfortunately, all that you have worked for could be gone very quickly if you need to go into a nursing home.To protect your financial achievements and ensure you get to keep assets and pass them down to your loved ones, you need to create a plan to get Medicaid to pay for your nursing home care.How a Medicaid … [Read more...]
States Moving Ahead With Life Settlements Laws
In an effort to help curb the rising costs of Medicaid associated with long-term care, legislatures in several states, including New York, are working on legislation that would allow people with life insurance policies to use those policies to help pay for private long-term care expenses.Texas recently became the first state to pass one of these so-called “life settlement” laws. The laws essentially allow investors to purchase a person’s life insurance policy for up to 10 times the cash … [Read more...]
Many Don’t Know About Changes in Health Care Laws
Even though the Affordable Care Act was passed into law in 2010 and has already begun making significant changes in how Americans find, pay for, and keep healthcare insurance, millions of Americans remain woefully uninformed about this important legislation, commonly referred to as Obamacare.The law not only affects those on Medicaid in states that have chosen to adopt the expanded program, but it also affects millions of other Americans who have had difficulty obtaining and paying for … [Read more...]
Why People Contact Elder Law Attorneys
All too often, people contact an elder law attorney when an emergency has arisen and they need legal assistance. While an elder law attorney can help you in such a situation, an ounce of prevention is worth a pound of cure. If you are approaching retirement age or have an elderly family member, you will want to talk to an elder law attorney before an emergency situation arises. Here are some common scenarios that show why this is a good idea.Your parents lose their ability to make … [Read more...]
Retirement Home Basics: The 4 Main Types of Elder Care Facilities
The time may come when you decide it’s best to transition to a retirement home environment. But before you begin looking at individual homes, it’s a good idea to gain a basic understanding of the types of elder care facilities that are available. Each different type will offer specific amenities and services, and you will want to match your needs and desires with those offered by the appropriate type of facility.Independent LivingThese retirement homes give seniors the opportunity to live as … [Read more...]
