For elderly Americans, the ability to drive is one of the key traits in maintaining one’s independence. It allows one to go to the store for groceries and supplies, to build or maintain friendships and social interaction, or to seek out medical care when necessary. So, when deciding whether to have your elderly parent’s license revoked, you should bear that in mind and make the decision cautiously. What factors should I be considering? The first thing to look at is their physical and mental … [Read more...] about Two Frequent Questions about Getting Your Elderly Parent’s Driver’s License Revoked
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DIY Estate Planning: the How-to Guide for Making Life Even Harder for Your Survivors
Do-It-Yourself (“DIY”) estate planning is enjoying a bit of popularity right now, especially with the economy being so rough. This is only natural; after all, who doesn’t want to save a buck wherever they can? Saving money is understandable, even laudable, but trying to do it with your estate plan is just asking for trouble. Imagine that a relative of yours needs to have a complex surgery performed, and that the outcome of that surgery would determine whether that relative’s family will be … [Read more...] about DIY Estate Planning: the How-to Guide for Making Life Even Harder for Your Survivors
Avoiding Medicaid and Medicare Fraud
Each year the Federal government pays out tens of billions of dollars from the Medicare and Medicaid coffers because of fraud. With the number of seniors only expected to increase as humans begin to live longer than ever before, and the baby boomers age into their retirement years, the frequency of, and amounts lost to fraud, is expected to increase as well. So how can you protect yourself? The number of scams by which Medicare and Medicaid funds are obtained fraudulently is mind-boggling, but … [Read more...] about Avoiding Medicaid and Medicare Fraud
Aging Continues to Lead to Growth in Healthcare Jobs
As Americans continue to grow older and the population becomes increasingly populated by retired and elderly people, the growth in jobs related to elder care and healthcare also continues to rise. Millions of Americans reach retirement age every year as the baby boomer generation begins its transition out of the workforce. These workers are not only leaving millions of vacancies, but they are also requiring additional help as they become elderly and require more healthcare assistance. According … [Read more...] about Aging Continues to Lead to Growth in Healthcare Jobs
No Medicaid Expansion Might Translate to Higher Premiums for Some
When the Patient Protection and Affordable Care Act was first passed, it contained a requirement that all states must expand their Medicaid programs to include anyone making up to 133% of the federal poverty guidelines. However, after the Supreme Court ruled on the law, states are now capable of opting out of this expansion. Recently, Mississippi became the first such state to do so, even though a recent report from a professional group of actuaries states that choosing not to expand Medicaid … [Read more...] about No Medicaid Expansion Might Translate to Higher Premiums for Some
