You can protect your injury settlement with a special needs trust, provided you follow the rules for creating and funding this type of trust. Many people become disabled as a result of an injury. Their disability could result in costly medical bills and expensive long term care costs. Medicaid will pay for many of the costs associated with a serious injury or disability, but you won’t be eligible for Medicaid if you have too many assets. An injury settlement could potentially cause a loss of access to Medicaid benefits because the settlement would give you too much wealth– but a special needs trust could help you to keep your settlement safe while still getting Medicaid to cover you.