Planning for Medicaid eligibility has become one of the biggest concerns in our community. The annual cost of a typical nursing home in our area is $170,000. Don’t lose what you’ve taken a lifetime to build. Plan ahead and protect your assets and stay in full control. Contact our firm at 585-374-5210 to learn how we can help you. … [Read more...] about What do I need to know about Medicaid planning?
Many seniors need a Medicaid planning attorney to try to protect their assets in case they require nursing home care. When you need to go into a nursing home, Medicaid likely won’t pay unless you require skilled medical services. You probably will also be unable to get any Medicare Advantage plans or private insurers to pay, since there is very little coverage for nursing home care and the coverage that is available is generally only for skilled medical services.This means you’ll have to pay … [Read more...] about Why do you need a Medicaid planning attorney?
Disability benefits provided through the Social Security Administration provide you with monthly income. There are different disability benefits programs, and you will need to understand the rules for trying to get medical coverage when you are on each type of program.If you are receiving Social Security Disability Insurance, your income may still be too high to qualify for Medicaid and your levels of resources may also still be too high, as SSDI is not a needs-based program but is instead a … [Read more...] about Can someone on disability get Medicaid?
There is a limit in New York for the amount of assets that you are allowed to own when qualifying for certain types of Medicaid benefits, including the benefits for seniors 65 and over which provide coverage for the costs of nursing home care. If you have assets that exceed the limit, you will not be able to get Medicaid to pay for nursing home services or to cover any of your other costs until you have spent down your wealth. There are certain exceptions, such as some home equity being … [Read more...] about Is there a Medicaid asset limit?
It is important to find out if you can get Medicaid if you expect to need nursing home care or if you have other medical bills that you are worried about being able to cover. There are different Medicaid programs in New York, so you will need to explore the eligibility requirements for the relevant program that will provide the coverage that you need.In general, the key criteria that can impact whether or not you will be eligible for benefits include your income level, the amount of … [Read more...] about How do I find out if I can get Medicaid?
Medicare and Medicaid both help people to get access to medical care, but there are important differences between the programs. Medicaid is a program for people with lower incomes and it can cover people of all ages, provided that you meet eligibility criteria. Medicare is a program that only provides coverage to seniors. Medicare is not a means-tested program. You pay into the Medicare program with your taxes as you work and you become eligible for benefits as a senior. It does not matter how … [Read more...] about What is the difference between Medicare and Medicaid?